Analysis Implications of Financial Literacy, Sosialisation, Experience, Attitude, and Locus of Control on Financial Behavior of University Student

Hendry Setiawan(1*), Nasar Buntu Laulita(2),

(1) Universitas international Batam, Batam, Riau Island,
(2) Universitas international Batam, Batam, Riau Island,
(*) Corresponding Author

Abstract


The economic development of a country must be accompanied by good and responsible financial behavior of the community, so the research was carried out to determine factors that influence financial behavior, some of which are financial literacy, financial experience, financial attitudes, financial socialization, and locus of control. The sample tested in this study were students at Batam International University. Financial literacy, financial experience, financial attitudes, and financial socialization all have a significant effect on a person's behavior, based on the findings of this study, which employed a partial test (T test), while locus of control had no effect.

Keywords


Behavior, Financial,Literacy,Socialisation.

References


Abu Bakar, M. Z., & Abu Bakar, S. (2020). Parental Financial Socialisation: Pathways to positive financial behavior. International Journal of Academic Research in Business and Social Sciences, 10(6). doi:10.6007/ijarbss/v10-i6/7260

Adiputra, I. G. (2021). The influence of financial literacy, financial attitude, and locus of control on financial satisfaction: Evidence from the community in Jakarta. KnE Social Sciences. doi:10.18502/kss.v5i5.8848

Annisa, N. (2022). OJK Dan Sistem Moneter Indonesia. doi:10.31219/osf.io/q35uv

Antoni, D. Z., Rootman, C., & Struwig, F. (2019). The influence of parental financial socialization techniques on student financial behavior. International Journal of Economics and Finance Studies, 11(2), 72-88. doi:10.34109/ijefs.201911205

Bilgin, Y. (2017). Qualitative method versus quantitative method in marketing research: An application example at Oba Restaurant. Qualitative versus Quantitative Research. doi:10.5772/67848

Eke, W. (2019). Organizing qualitative research. Qualitative Market Research, 26-34. doi:10.4135/9781412985529.n1.4

Fife, W. (2020). The importance of counting for qualitative research. Counting as a Qualitative Method, 121-128. doi:10.1007/978-3-030-34803-8_8

Fossey, E., Harvey, C., Mcdermott, F., & Davidson, L. (2016). Understanding and Evaluating Qualitative Research∗. Australian & New Zealand Journal of Psychiatry. https://doi.org/10.1046/j.1440-1614.2002.01100.x

Harianto, S., & Isbanah, Y. (2021). Pengaruh financial knowledge, Pendapatan, locus of control, financial attitude, financial self-efficacy, Dan parental financial socialization terhadap financial management behavior Masyarakat di Kabupaten Sidoarjo. Jurnal Ilmu Manajemen, 9(1), 241. doi:10.26740/jim.v9n1.p241-252

Marheni, D. K. (2020). Pengaruh financial attitude, financial education, financial knowledge, financial experience, Dan Financial Behavior Terhadap Financial Literacy Pada Pelajar Kota batam. Journal of Global Business and Management Review, 2(1), 21. doi:10.37253/jgbmr.v2i1.790

McLeod, A., Pippin, S., & Wong, J. A. (2011). Revisiting the Likert Scale: Can the fast form approach improve survey researchc. International Journal of Behavioral Accounting and Finance, 2(3/4), 310. doi:10.1504/ijbaf.2011.045019

Muhammad Junaid Khan, Dr. Faheem Aslam, & Syed Nisar-Ul-Mulk. (2020). Factors affecting financial literacy and financial behavior of investors in Pakistan. Research Journal of Social Sciences and Economics Review (RJSSER), 1(3), 80-90. doi:10.36902/dresser-vol1-iss3-2020(80-90)

Paolo Stella, G., Filotto, U., & Maria Cervellati, E. (2020). A proposal for a new Financial Literacy Questionnaire. International Journal of Business and Management, 15(2), 34. doi:10.5539/ijbm.v15n2p34

Pradiningtyas, T. E., & Lukiastuti, F. (2019). Pengaruh Pengetahuan Keuangan Dan Sikap Keuangan TERHADAP locus of control Dan Perilaku pengelolaan Keuangan Mahasiswa ekonomi. Jurnal Minds: Manajemen Ide Dan Inspirasi, 6(1), 96. doi:10.24252/minds.v6i1.9274

Pranata, A. (2019). Review perekonomian indonesia "development digital economy in Indonesia". doi:10.31227/osf.io/5ch6g

Ramadhantie, S. L., & Lasmanah. (2022). Pengaruh financial knowledge dan financial attitude TERHADAP Financial Management Behavior. Bandung Conference Series: Business and Management, 2(1). doi:10.29313/bcsbm.v2i1.422

Review for "Psychological beliefs and financial well-being among working adults: The mediating role of financial behavior". (2021). doi:10.1108/ijse-07-2021-0389/v1/review2

Satoto, S. H., & W. P., S. B. (2019). The effect of financial literacy on financial management behavior with self-control as an intervening variable. Proceedings of the International Conference of Business, Economy, Entrepreneurship, and Management. doi:10.5220/0009960501790186

She, L., & Guptan, V. (2021). Review for "Psychological beliefs and financial well-being among working adults: The mediating role of financial behavior". doi:10.1108/ijse-07-2021-0389/v1/review2

Silva Goncalves, J. (2021). Why does locus of control influence behavior? AEA Randomized Controlled Trials. doi:10.1257/rct.7317]

Tomlinson, J. (2017). Managing the economy, managing the people. Oxford Scholarship Online. doi:10.1093/oso/9780198786092.001.0001




DOI: https://doi.org/10.30588/jmp.v13i2.1385

Article Metrics

Abstract view : 1 times

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Hendry Setiawan, Nasar Buntu Laulita

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Creative Commons License
Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship is licensed under a Creative Commons Attribution 4.0 International License.
Based on a work at http://ejournal.up45.ac.id/index.php/maksipreneur.

Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship has been indexed/archived by:

DOAJGoogle Scholar Crossref Sinta EBSCO Essentials Garuda IOS Microsoft Academic ROAD Dimensions WorldCat ResearchBib Scilit logo OpenAIRE CORE Semantic Scholar EuroPub Publons

Journal of Maksipreneur: Management, Cooperative, and Entrepreneurship (JMP)

Organized by Management DepartmentUniversitas Proklamasi 45, Yogyakarta, Indonesia

Published by Universitas Proklamasi 45, Yogyakarta, Indonesia

Email: [email protected] | [email protected]

ISSN (electronic): 2527-6638  ISSN (printed): 2089-550X